A daily email that analyzes every transaction across every card you hold and tells you the exact dollar amount you left on the table.
Start 14-day free trial$15/month after trial. Cancel anytime. Works with any US credit card.
Seeing real dollars changes your habits fast. Most people course-correct within a week — the daily number drops, and the savings are permanent.
Link your credit cards through Plaid. Read-only access — we can never move money or make changes. Takes 2 minutes.
Each purchase is classified by merchant category and compared against the reward rates of every card in your wallet.
Every morning: missed earnings in dollars, credits about to expire, and spend goals you're close to hitting. Three minutes to read, saves you real money.
Every transaction compared to every card you hold. Exact dollar amount you left on the table.
Monthly dining credits, Uber credits, airline incidentals — never let them reset unused again.
Free night awards, companion passes, elite status — know if you're on pace or need to push.
Most card tools tell you what to swipe next. We tell you what yesterday actually cost you.
| Card Optimizer | Kudos | MaxRewards | CardPointers | |
|---|---|---|---|---|
| Missed earnings in real dollars | Yes | No | No | No |
| Reads your transactions | Yes | No | Yes | No |
| Expiring credit reminders | Yes | No | Partial | No |
| Spend goal tracking | Yes | No | No | No |
| Daily email digest | Yes | No | No | No |
| No affiliate commissions | Yes | No | No | No |